Pdgm collage

Introduction Copper prices have been making headlines more often than usual, and that’s left many people confused. Investors wonder whether the recent moves signal a long-term opportunity or just another commodity cycle. Manufacturers and traders, meanwhile, worry about rising costs and shrinking margins. Even long-term savers are asking whether copper deserves a place in their … Read more

Introduction For many Indians, income tax e-filing feels more stressful than it should. The fear of choosing the wrong ITR form, missing deductions, or getting a notice later often pushes people to delay filing—or blindly depend on someone else. Even salaried professionals with simple income structures are unsure whether online filing is truly reliable or … Read more

Introduction Ask any middle-class Indian today how they feel about money, and you’ll hear a familiar mix of frustration and confusion. Salaries have grown, yes—but so have rents, school fees, medical costs, and lifestyle expectations. On paper, incomes look better than they did a decade ago. In reality, savings feel thinner, and long-term security feels … Read more

Introduction If you’ve been running SIPs for years and still feel like your portfolio hasn’t moved much lately, you’re not alone. In sideways or range-bound markets, SIP statements often look frustrating—months of investing, but returns that barely justify the patience. This leads many investors to quietly question whether SIPs are even worth it when markets … Read more

Introduction Scroll through Instagram, YouTube, or X for five minutes and you’ll find someone confidently telling you how to invest, save tax, retire early, or double your money. Personal finance influencers are everywhere now, and for many people, they’ve replaced bank advisors and even traditional financial planners. The problem is, while the advice sounds simple … Read more